If you frequently travel within India or abroad and prefer a luxurious travel experience, carrying a credit card can be highly beneficial. In addition to booking flights and hotels, certain credit cards offer complimentary airport lounge access. However, this benefit comes with specific terms and conditions. Some credit cards allow only a limited number of … Read more
A good credit score is indispensable to raisepersonal loans and credit cards. However, building a solid credit history doesn’t happen in a short time. It needs consistency and responsible financial habits. Here, we explain how one can build and improvecredit score over a period of time. Building credit history: Steps to take 1.Use credit cards … Read more
As India’s household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash? This dilemma is particularly pertinent in today’s economic backdrop, where issues such as: interest rates, repayment terms and potential investment returns play extremely important roles. That is why it … Read more
Did you apply for a credit card and it was declined because of a poor credit score? Else, you want to apply for a personal loan and realised that your credit score is too poor to make the cut. If that is the case, be aware that you are not alone. There are a large … Read more
Travellers to Dubai have long bought gold from the middle-eastern destination as the yellow metal costs less there than in India. Especially for Indians, who not only see gold as a safe haven investment, but buy it heavily for cultural reasons such as weddings, there is always an eye out for cheaper gold. Thus, amid … Read more
With financial year 2024-25 soon coming to an end, only three weeks are remaining before the taxpayers can invest in the tax-saving instruments such as PPF, NSC, KVP, SSY and SCSS. Taxpayers who wish to claim income tax deduction must invest in these instruments before March 31. Where can taxpayers invest to claim income tax … Read more
On International Women’s Day, a number of financial institutions have rolled out special discounts and offers on loans meant exclusively for women. Aditya Birla Housing Finance launched Khushia customised home loan offering for women borrowers to help them on their path to home ownership while State Bank of India (SBI) has rolled out collateral-free loans … Read more
One of the key pillars of wealth generation is compounding. This means a humble investment on a regular basis can lead to massive growth over a long period of time. Veteran wealth advisors tend to assert that it is not the timing of investment but the time period for which the investment remains locked which … Read more
Income Tax (I-T) department has released the latest list of banks which are mapped to e-Pay tax service at e-Filing Portal as you file your income tax return. The two banks which were lately added to the list are Tamilnad Mercantile Bank (included on March 5, 2025) and IDFC First Bank (added on Nov 27, … Read more
When you are planning to open a fixed deposit, it is recommended to compare the interest rates offered by different banks so that you can choose the one which offers the highest one. Typically, a long tenure fixed deposit offers a higher interest rate. We list out the interest rates offered on 3-year term deposits … Read more