Credit Cards: If you are planning to apply for a credit card, make sure that you opt for one that closely resembles your spending habits. Before you choose a lifestyle credit card, several criteria should be factored in. These include annual fees, extra perks, welcome bonus, hidden charges and brand collaborations, among others. Here we … Read more
Credit score: Whether you are applying for a car loan, a home loan, personal loan or even for a credit card, commercial banks tend to check your credit worthiness. This is measured by a three-digit number between 300 to 900 known as a credit score. There are numerous factors which influence your credit score. These … Read more
Before investing in a mutual fund scheme, it is advisable to examine its past returns and compare them with similar schemes in the same category. Here, we share the past returns of two equity-linked savings scheme (ELSS) funds, which have delivered over five-fold returns since their launch. These two schemes are DSP ELSS Tax Saver … Read more
IDBI Bank has discontinued Utsav FD with tenures of 300 days and 375 days from April 16, 2025. The validity of the remaining special tenures has, meanwhile, been extended until June 30, 2025. In a tenure of 444 days, IDBI Bank has cut fixed deposit interest rates from 7.35 to 7.25 percent per annum. In … Read more
Travel credit cards: When you are a travel freak and a credit card user at the same time, it is advisable to subscribe to card(s) that offer a range of benefits. These benefits could range from access to the airport lounge to cashbacks and other reward points. Here, we list out five popular credit cards which … Read more
If you are planning to take a personal loan, it is recommended to find the optimum personal loan monthly instalment or equated monthly instalment (EMI). And it helps to use a personal loan EMI calculator to be able to calculate the right EMI. There are three inputs required to be able to find the right … Read more
To protect investors’ funds, capital markets regulator SEBI (Securities Exchange Board of India) has released a circular dated Dec 12, 2023 to ensure upstreaming of clients’ funds. The circular has specified the framework requiring stock brokers or clearing members to place all the clients’ clear credit balances to clearing corporations on end of day basis. … Read more
Income Tax: The financial year 2024–25 has come to an end and the tax filing season has kicked off. As the last date to file Income Tax Returns (ITR) is July 31, taxpayers now have nearly three months to file their returns. Meanwhile, taxpayers are required to choose between the two available tax regimes. Some … Read more
If you have some dry powder and are looking for the ‘right’ mutual fund scheme to invest, it is recommended to examine the returns delivered by the scheme vis-a-vis other schemes in the same category. This gives an indication of the scope of returns which a mutual fund scheme can deliver. Here, we list out … Read more
Recently a case was reported where a woman has claimed that a fake captain has defrauded her of ₹17.5 lakh. This is how it happened: Manpreet Kaur’s husband who works in the Army as Naik was approached by a colleague and was introduced to ‘Captain’ Sagar Guleria who – he claimed – had helped a … Read more