Private sector lender ICICI Bank has cut the interest rate on savings account deposits by 25 basis points (bps). This follows a recent rate cut by other private banks, including HDFC Bank and Axis Bank. The bank now offers 2.75 per cent interest for savings accounts with balances up to ₹50 lakh, 0.25 per cent … Read more
If you are planning to open a fixed deposit (FD) with a bank, it is recommended to compare the interest rates offered by different banks. Although most banks offer similar interest rates on their term deposits, even a marginal difference can help you save more. For instance, if you receive an extra 50 basis points … Read more
In December 2024, total number of credit cards was 108.06 million, a 10.4 percent year-on-year increase as compared to Dec 2023, shows a report by Worldline India. The report further reveals that top five issuers of credit cards were HDFC Bank, State Bank of India (SBI), ICICI Bank, Axis Bank and RBL Bank. 71 percent … Read more
ICICI Bank launched the Emeralde Private Metal Credit Card in the second half of 2023. It had good features and benefits. However, with the introduction of the iShop portal in February 2025, the value proposition of the Emeralde Private Metal Credit Card has further improved significantly. On using the card for the iShop portal transactions, … Read more
If you have an ICICI Bank personal loan and are considering repaying the loan before its due date, the bank allows you to repay the personal loans before the completion of the loan tenure through prepayment/ foreclosure. Early repayment can help in cutting down on the total interest burden, however before doing so, you must … Read more
ICICI Bank offers divergent personal loans for fulfilling different finance needs of the customers. Now, if you may have taken a personal loan from ICICI Bank then you should check your outstanding amount consistently so that you are in a position to handle your finances in a planned manner. This article is dedicated to help … Read more
Personal loans are now looked upon as a simple and easy way of receiving money by aspirational borrowers. These instruments help in meeting all kinds of requirements such as: medical expenses, home building and construction, higher education etc. On similar lines, ICICI Bank, one of India’s leading private sector banks, has a hassle-free process of … Read more
When you are planning to open a fixed deposit, it is recommended to compare the interest rates offered by different banks so that you can choose the one which offers the highest one. Typically, a long tenure fixed deposit offers a higher interest rate. We list out the interest rates offered on 3-year term deposits … Read more
Personal loans remain a popular tool for Indians to get money in a hurry for a variety of purposes, from medical emergencies to renovating homes. With several banks and financial institutions fighting with one another, it is necessary for an individual to be aware of the prevailing situation of interest rates and terms of lending … Read more