Fake captain defrauds woman of ₹17.5 lakh, take these steps to stay cautious | Mint

Recently a case was reported where a woman has claimed that a fake captain has defrauded her of ₹17.5 lakh. This is how it happened: Manpreet Kaur’s husband who works in the Army as Naik was approached by a colleague and was introduced to ‘Captain’ Sagar Guleria who – he claimed – had helped a … Read more

Bandhan Bank Personal Loan 2025: Interest rates, loan tenure and eligibility explained | Mint

Bandhan Bank is providing customers with competitive and unique personal loan opportunities. These personal loan options help borrowers with meeting their immediate financial aspirations and requirements such as education, home renovation, medical emergencies, surgeries etc. Now, the bank provides flexible tenures, interest rates and repayment facilities on these loans so that borrowers can further manage … Read more

What is partial payment in a personal loan? Benefits and key factors explained | Mint

Personal loans usually have a tenure of up to five years. If the personal loan is availed during a financial emergency, the borrower may go for a longer tenure as they may be unsure of the cash flows in the near future. However, while servicing the personal loan EMIs, if you receive a lumpsum, you … Read more

BankBazaar to start giving gold loans, sells 1% stake to Muthoot FinCorp | Mint

Fintech firm BankBazaar has joined hands with Muthoot FinCorp to start offering gold loans. As part of the collaboration, Muthoot FinCorp has invested ₹15 crore in BankBazaar’s ongoing Series D2 round as equity investor. As part of D2 round of the fundraise, BankBazaar – which is specialised in co-branded credit cards and credit score services … Read more

Want ₹1 lakh iPhone? Here’s the best way to pay—Credit card or personal loan? | Mint

People have various credit options in the current financial world to manage expenses and achieve financial goals. Two of the most common forms of credit are personal loans and credit cards. This article discusses the suitable occasions for the use of credit cards and personal loans while providing information to empower you to make informed … Read more

Can personal loan recovery agents visit your home or office? Know your legal rights | Mint

India is a rapidly growing economy, an economy that needs consistent credit to continue on its path of building infrastructure, roads, planning on future education, health management along with other crucial economic projects. Now, in such an environment the nation has witnessed the distribution of personal loans on a large scale. All of such personal … Read more

How to apply for personal loan that charges lowest interest rate? A step-by-step guide | Mint

Personal loans: When you apply for a personal loan, it is important that you aim to get it at the lowest possible rate of interest. What will you do to make that happen? It is imperative to apply for a number of financial institutions and get the best possible deal. Here, we explain a step-by-step … Read more

7 smart tips to instantly boost your personal loan approval chances | Mint

Are you planning to apply for a personal loan? If yes, make sure that you take necessary steps which can maximise your chances for loan approval. These tips include maintaining a stable income, keeping your debt down, choosing the right lender and so on. Here, we share some key tips that can help you improve … Read more

IDFC First Bank offers debt consolidation via FIRSTmoney. Check how | Mint

IDFC FIRST Bank offers a debt consolidation loan via FIRSTmoney to simplify repayment by collating numerous loan debts into a single debt so that borrowers can repay with manageable instalments. This approach not only helps borrowers manage their finances well but may also reduce overall interest costs. The features offered by First money include zero … Read more

Can you use a personal loan to buy a car? A comprehensive review for 2025 | Mint

A dream car purchase is a major financial decision you must make with great consideration. Therefore, selecting the appropriate financing option is essential so that you do not get yourself into a heavier financial burden. While car loans are specifically designed for vehicle purchases, personal loans can also be used as an alternative. Understanding personal … Read more