The travel and tourism industry has grown rapidly in the last few years. Taking note of the travel boom, some banks have partnered with airline and hotel programs to provide their credit cardholders with a reward points redemption option. Banks like HDFC Bank, Axis Bank, American Express, etc., have multiple airline and hotel transfer partners … Read more
The problem of growing credit card debt is not limited to the general public. Even employees of the US federal government face the same issue – at least, that’s what DOGE, a government audit body reportedly conceived by Tesla and SpaceX CEO Elon Musk, has confirmed. Recently, the official social media handle of the Department … Read more
Mastercard has partnered with City Union Bank (CUB) to roll out its first passion cards in India. Meant for cricket enthusiasts, the new cards are full of a host of exciting lifestyle and travel benefits. CUB has brought Chennai Super Kings (CSK) and Sunrisers Hyderabad (SRH) on board to enable fans to make the most … Read more
A credit score of 550 is generally considered poor in India. Such a score significantly impacts an individual’s access to credit instruments such as credit cards, personal loans etc. That is why clearly understanding the implications, pros and cons associated with this score and taking proper steps to improve the same are important for an … Read more
You can fund your overseas trip for personal/professional reasons, business or vacation with your credit card. Though credit cards offer a lot of benefits such as low forex mark-up fee, rewards and discounts on flights as well as hotel bookings for international travel, you have to be careful with your usage. There are several things … Read more
While going through your credit card statement, you must have come across certain transactions that have not earned any reward points. These may be transactions from excluded categories or the transaction amount may be lower than the minimum spend required to earn reward points. Banks require credit card transactions to be of a minimum amount … Read more
Many Indians find themselves struggling to devise an investment plan and save money efficiently. This is happening in an era of global inflation, economic tariffs and disputes between nations all over the world. This is an era where financial stability is of paramount importance. Now, even after a cultural emphasis on saving and investing, several … Read more
At the time of securing a credit card, it is common among users to choose the card which has tempting features for them. And as one would expect, these features are quite personalised. For some users, discounts on movie tickets are more important than free coupons on eating out, whereas for some users, freebies on … Read more
India is a rapidly developing country. The financial landscape in the nation is continuously evolving and creating healthy ground for obtaining a credit card even without traditional income documentation. Now, irrespective of being a student, homemaker or freelancer there are several banks that provide for credit card options that don’t require you to submit a … Read more
As the Indian economy evolves and financial literacy grows among consumers, understanding what constitutes and constructs a good credit score has become immensely crucial. A credit score ranging between 300 and 900 is a numerical summary of an individual’s credit strength, his creditworthiness. This number is given by leading credit bureaus and is used by … Read more