Suryoday Small Finance Bank two-wheeler loan: Interest rates, documents and application process | Mint

The Suryoday Small Finance Bank (SSFB) provides users a clearly defined and streamlined process for seeking two wheeler loans. The objective of this product offering is to make vehicle ownership more affordable and accessible to aspirational families across the country. With the benefit of competitive interest rates and minimal documentation, SSFB’s two wheeler loans are … Read more

Sebi’s rule regarding NAV of overnight funds to come into effect on June 1 | Mint

To protect investors’ funds, capital markets regulator SEBI (Securities Exchange Board of India) has released a circular dated Dec 12, 2023 to ensure upstreaming of clients’ funds. The circular has specified the framework requiring stock brokers or clearing members to place all the clients’ clear credit balances to clearing corporations on end of day basis. … Read more

Income tax: 4 key reasons to choose the old tax regime over the new tax regime | Mint

Income Tax: The financial year 2024–25 has come to an end and the tax filing season has kicked off. As the last date to file Income Tax Returns (ITR) is July 31, taxpayers now have nearly three months to file their returns. Meanwhile, taxpayers are required to choose between the two available tax regimes. Some … Read more

Best mutual funds: THESE sectoral funds delivered over 30% return in past 5 years. Check the themes that worked | Mint

If you have some dry powder and are looking for the ‘right’ mutual fund scheme to invest, it is recommended to examine the returns delivered by the scheme vis-a-vis other schemes in the same category. This gives an indication of the scope of returns which a mutual fund scheme can deliver. Here, we list out … Read more

Fake captain defrauds woman of ₹17.5 lakh, take these steps to stay cautious | Mint

Recently a case was reported where a woman has claimed that a fake captain has defrauded her of ₹17.5 lakh. This is how it happened: Manpreet Kaur’s husband who works in the Army as Naik was approached by a colleague and was introduced to ‘Captain’ Sagar Guleria who – he claimed – had helped a … Read more

IDFC FIRST Select Credit Card rewards: 4 easy steps to redeem your points | Mint

The IDFC FIRST Bank, provides for several unique credit card experiences for users. One such experience is IDFC FIRST Select Credit Card. This particular credit card allows users to accumulate and redeem points across numerous platforms and provides them with unique experiences, special rewards and offers for using credit cards. With no expiry on points … Read more

THESE 3 HDFC Bank cards offer a blend of rewards and cashbacks. Check details | Mint

Before you opt for a credit card, it is vital to compare the key features offered by the card in comparison to the similar cards in the same category. Here we compare the three everyday rewards credit cards offered by HDFC Bank. We share details about three HDFC Bank credit cards which offer rewards and … Read more

Bandhan Bank Personal Loan 2025: Interest rates, loan tenure and eligibility explained | Mint

Bandhan Bank is providing customers with competitive and unique personal loan opportunities. These personal loan options help borrowers with meeting their immediate financial aspirations and requirements such as education, home renovation, medical emergencies, surgeries etc. Now, the bank provides flexible tenures, interest rates and repayment facilities on these loans so that borrowers can further manage … Read more

SBI YONO app registration: Complete process for new and existing users | Mint

In the ever evolving digital age, India’s leading multinational public sector bank, the State Bank of India (SBI) has eased and streamlined its operations through the YONO (You Only Need One) application. This particular application has raised the bar for users to experience seamless banking and make the most of the digital services provided by … Read more

What is partial payment in a personal loan? Benefits and key factors explained | Mint

Personal loans usually have a tenure of up to five years. If the personal loan is availed during a financial emergency, the borrower may go for a longer tenure as they may be unsure of the cash flows in the near future. However, while servicing the personal loan EMIs, if you receive a lumpsum, you … Read more