If you are planning to open a fixed deposit (FD) with a bank, it is recommended to compare the interest rates offered by different banks. Although most banks offer similar interest rates on their term deposits, even a marginal difference can help you save more. For instance, if you receive an extra 50 basis points … Read more
If you are a frequent traveller, getting complimentary access to airport lounges can uplift your travel experience to the next level. With complimentary access, you can enjoy perks including free meals, unlimited wifi and even spa. HDFC Bank offers a range of credit cards through which you can enjoy complimentary airport lounge access. Here’s a … Read more
In December 2024, total number of credit cards was 108.06 million, a 10.4 percent year-on-year increase as compared to Dec 2023, shows a report by Worldline India. The report further reveals that top five issuers of credit cards were HDFC Bank, State Bank of India (SBI), ICICI Bank, Axis Bank and RBL Bank. 71 percent … Read more
HDFC Bank has a highly rewarding credit card program where customers are rewarded with points on spends and the points can be redeemed for cash. Below is a step-by-step guide on how HDFC credit card points can be redeemed into cash, along with relevant information on the reward system. Online redemption process The easiest way … Read more
In today’s technology driven rapidly evolving times, an integral part of handling your money is knowing how your personal loan application is coming along. HDFC Bank being a leading Indian financial institution, helps in facilitating the same in seamless fashion. There are simple means of seeing the status of your personal loan application online if … Read more
When you are planning to open a fixed deposit, it is recommended to compare the interest rates offered by different banks so that you can choose the one which offers the highest one. Typically, a long tenure fixed deposit offers a higher interest rate. We list out the interest rates offered on 3-year term deposits … Read more
If you frequently travel abroad to different countries, having a forex card in the wallet can be quite useful. HDFC Bank offers various forex cards under the HDFC Bank ForexPlus cards range. Currently, HDFC Bank is running a limited-time offer that gives 5X reward points on loading or reloading the ForexPlus cards with specified credit … Read more
In the last few years, the cashback category has gained a lot of popularity among customers. Taking note of this trend, banks have launched cashback-specific credit cards. The HDFC Bank Millennia Credit Card is one such cashback card. What are the features and benefits of this card, the fees and eligibility criteria, and should you … Read more
Banks like HDFC Bank, Axis Bank, American Express, HSBC, etc., give credit cardholders the option to transfer reward points to loyalty programs of various airlines and hotels. The loyalty points can then be used to book free flights or hotel accommodations with the respective airline or hotel group. In this article, we will understand how … Read more
Personal loans remain a popular tool for Indians to get money in a hurry for a variety of purposes, from medical emergencies to renovating homes. With several banks and financial institutions fighting with one another, it is necessary for an individual to be aware of the prevailing situation of interest rates and terms of lending … Read more