Did this ever happen that you bought an expensive product through your SBI Card and want to pay back in small monthly instalments? If that is the case, you can do that on the SBI Card’s website. Here we share a step-by-step guide for the same. Convert large purchases into EMIs I. Choose flexi pay: … Read more
Choosing a mutual fund requires careful planning and objective analysis of data including past returns. Here we examine the past returns of a mutual fund scheme i.e., Quant ELSS Tax Saver Growth fund which has arguably given good returns in the past 25 years of its existence. Sample this: If an investor had invested ₹10,000 every … Read more
Credit cards are credit instruments. They help users in securing credit on the promise of making payments within the stipulated time as per the contractual commitments between the credit card user and the lending institution. Now, cancelling a credit card comes with its own complexities, issues and problems. It can definitely impact your credit score, … Read more
Your credit score plays an important role in determining your creditworthiness through which lenders evaluate your profile while providing you with credit cards or personal loans. CRIF Highmark is one of the four credit bureaus recognised by RBI which provide credit score. Here is how you can check your CRIF Highmark credit score: Full name: … Read more
If you are someone in need of quick funds, and don’t have assets to pledge as collateral then you can get a personal loan. The loans are quickly disbursed and come with minimal documentation. If you are planning to borrow a personal loan from SBI, then before you go for it, you must know the … Read more
Many people link an individual’s overall credit behaviour to their credit score. However, the credit score only summarises it with a three-digit number. There is much more beyond the credit score that can be found in an individual’s credit report. It provides comprehensive details of an individual’s credit behaviour. These details help financial institutions underwrite … Read more
Travel credit cards, along with special reward points and deals, provide insurance coverage for travel related emergencies. These cards are accompanied with a variety of benefits like compensation for trip cancellations, flight delays, medical emergencies etc. The coverage amount and benefits will however depend on your card variant as well as the bank’s policy. If … Read more
Credit card users often face serious questions and financial penalties due to missed payment deadlines. That is why it is important for all credit card users to be careful about due dates, pending payments so that they are in the best position to avoid late fees, penalties and associated interest charges. Now to combat the … Read more
Peter Lynch’s iconic work, ‘One Up on Wall Street’, provides invaluable ideas and insights for investors aiming to navigate the challenges and complexities of the equity markets. His principles, views and investing vision, though articulated decades ago in 1989, still remain profoundly significant, for both aspirational investors and seasoned professionals. Especially in today’s dynamic equity … Read more
Amfi Data March 2025: Equity mutual funds witnessed a 14% month-on-month decline in net inflows, falling to ₹25,082.01 crore in March, according to data released by the Association of Mutual Funds in India (AMFI) on April 11. This follows a sharper 26% decline in February, when net inflows dropped to ₹29,303.34 crore amid a significant … Read more