If you are planning to raise a personal loan, remember that there are certain reasons for which it is not unreasonable to take a loan. For instance, when there is an emergency at home or a wedding. Additionally, there are some people who do not refrain from taking a loan for going on a vacation as … Read more
With gold prices rising rapidly, there are investors who are contemplating investing into the precious metal with an intent to earn profits in the near future. While most investors use a debit card or UPI payments to buy gold, some also prefer to use credit cards for these payments as well. However, is it advisable to use … Read more
The market has been volatile for quite some time now and benchmark index Nifty50 is down 16 percent from its peak in September 2025. Sensex 30 now trades around 20.7 price/equity (PE) and Nifty50 is around the same level too. Thanks to the market correction, several stocks are seen to be available at discounted prices. … Read more
Fund managers of small-cap mutual funds have invested large amount in micro capital stocks over the past one year, while they explored and capitalised on their potential, reported Business Line. ACEMF data show a considerable jump in micro-cap stock allocations within small-cap fund portfolios, rising to 31 per cent in January 2025 from 25 per … Read more
As the Indian rupee continues to fall against the US dollar, students from India who plan to travel abroad for higher studies stare at a tough road ahead. Recently, the rupee breached 87 against the dollar, thus making it more challenging for foreign-bound Indian students to study abroad. Notably, US President Donald Trump’s anti-immigration policies … Read more
Early this month, Reserve Bank of India (RBI) cut its repo rate to 6.25 percent. Following this, a few banks have followed suit. A couple of banks have cut their interest rates on term deposits, albeit marginally. It is even recommended that the depositors who want to lock their savings in fixed deposits can do … Read more
If you are planning to invest in a mutual fund, then the better way to do is through an SIP (systematic investment plan) instead of lumpsum. An SIP can help you average out the cost of acquisition of mutual fund units, thus maximising your chances of earning higher returns. There are some investors, meanwhile, who … Read more
As a taxpayer, it is important to make investment before March 31 to be able to claim tax exemption. Although taxpayers will be unable to claim tax benefits for their investments if they opted for the new tax regime. However, in the old tax regime, taxpayers can still claim tax exemption so long as investment … Read more
Credit card users are usually not recommended to keep their card bills outstanding. And when they have a pending bill, they have two options: to pay in full or to only pay the minimum outstanding. When you pay the minimum due, you are meant to pay only 5 percent of the total bill while the remaining … Read more