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Personal loan pre-closure: 4 key factors to consider before paying off early | Mint

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Have you recently received a lumpsum payment in the form of an annual bonus from the employer, variable pay, maturity amount from an investment, etc? Are you thinking of using it to close your personal loan? In this article, we will discuss what personal loan pre-closure is, its types, its benefits, and what factors you … Read more

Credit cards: When should you pay the minimum due? Key advantages of this | Mint

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Credit card users are usually not recommended to keep their card bills outstanding. And when they have a pending bill, they have two options: to pay in full or to only pay the minimum outstanding. When you pay the minimum due, you are meant to pay only 5 percent of the total bill while the remaining … Read more