The economic growth of India heavily depends on the financial patterns of its millennial segment due to their large numerical dominance in both the population and workforce. As they gain independence they change their approach to credit borrowing by using digital flexibility to spend wisely and make proper financial decisions. This analyses both their borrowing … Read more
In today’s complex economic atmosphere, the selection of a standard credit card can pose a tough challenge. Two varieties of cards stand out from numerous others; they are co-branded credit cards and regular credit cards. To make educated choices, an individual must now comprehend the advantages and disadvantages associated with each variety. What is a … Read more
Life’s most consequential change of status brings extensive social transformations and emotional impacts which also affect your financial situation. Joint financial decisions made with your spouse will impact both your creditworthiness regardless of how marital union does not immediately merge credit scores. Knowledge about how marriage impacts your credit can assist you both to make … Read more
Credit inquiries are important to help you maintain your credit score to as high a number as possible. In India, there exist two distinct kinds of credit inquiries: Hard inquiries and Soft inquiries. Both are for different purposes and have varying implications on your credit score, personal loans interest rates and associated terms. Here, we … Read more
In India, some domestic and international hotel chains offer loyalty programs to their customers. The programs provide members (customers) who regularly stay at these hotels various benefits like discounts on room rates, complimentary breakfast, loyalty points, free nights, room upgrades, etc. One such loyalty program is the Club ITC, offered by ITC Hotels. In this … Read more
For many individuals, fuel expenses like petrol, diesel, etc., form a decent percentage of their overall monthly expenses. However, most credit cards don’t give reward points on fuel transactions. Infact, many credit cards charge a 1% surcharge on fuel transactions. In such a scenario, co-branded fuel credit cards assume a lot of significance. One such … Read more
It is often emphasised that credit card users should check their credit report at least once in a year. This not only helps them stay updated of their creditworthiness, but also flags any error which may have cropped up for no fault of theirs. What does one do in case there is an error in the credit … Read more
If you love eating out, and are a credit card user at the same time, it is advisable to use your card or opt for one if you don’t hold the right card which gives offers on dining experiences. To help you make the right decision, we list out five popular credit cards which provide discounts … Read more
If you are an enthusiastic shopper and looking for a credit card to satisfy your shopaholic cravings – there are options galore. Here we list out the six popular credit cards which one can explore to make the most of their extravagant disposition. Six key credit card options for shoppers I. Amazon Pay ICICI Credit Card: … Read more
Credit card distribution growth and spending in India continues to rise, reaching ₹1.84 lakh crore in January 2025, according to data provided by Asit C. Mehta Investment Intermediates. Hence, in this kind of an environment managing credit card expenses effectively is crucial to avoid financial strain later on. For the same proper education, knowledge sharing … Read more