Peter Lynch’s iconic work, ‘One Up on Wall Street’, provides invaluable ideas and insights for investors aiming to navigate the challenges and complexities of the equity markets. His principles, views and investing vision, though articulated decades ago in 1989, still remain profoundly significant, for both aspirational investors and seasoned professionals. Especially in today’s dynamic equity … Read more
To address the issue, the Securities and Exchange Board of India (Sebi) issued an advertisement code in 2023 that barred regulated players from exhibiting their performance. While the move curbed misleading promotions, it impacted those who had built a credible track record for many years. Sebi, on 4 April, issued a circular formalising the plan … Read more
Credit card usage has undoubtedly risen considerably in the past few years, primarily steered by increased consumer spending and the growing popularity of digital payments. However, non-performing assets (NPAs) in the credit card segment also spiked by 28.42 per cent to ₹6,742 crore during the 12-month period ended December 2024, the latest Reserve Bank of … Read more
If you are an income taxpayer and want to compute your total tax payable for the financial year 2024-25, you can use an income tax calculator to find it. The income tax calculator helps you calculate tax under both the old and new tax regime for all categories of taxpayers —individuals, firms, trusts, companies and … Read more
With its dynamic nature and boundless potential, the travel industry is one that provides businesses the ability to thrive. Continuing with the process of taking a business loan for use by travel organisations will give you the money you will need in order to thrive in a competitive market. Understanding business loan for travel agency … Read more
Personal loans are a widely used financial tool in India, offering quick access to funds for a range of purposes—be it education, healthcare, home construction, or even to repay other outstanding loans. However, how these funds are treated under the Income Tax Act has always raised questions among borrowers. Many wonder whether personal loans are … Read more
When it comes to money, Indians love rules of thumb. From age-old wisdom about gold being the ultimate store of wealth to modern investment shortcuts like the ‘100-minus-age’ rule for equity allocation, heuristics help simplify complex financial decisions. These mental shortcuts are useful but not foolproof—sometimes, they can lead to costly mistakes. The key is … Read more
A credit score of 600 is not considered outstanding, which makes getting a personal loan in India more difficult but not entirely impossible. A score of 600 is generally considered fair, meaning lenders and financial institutions may consider you a high-risk borrower. Even considering these risk factors, some non-banking financial institutions (NBFCs) and select traditional … Read more
After a successful debut in Bengaluru, Mint Horizons, a premium masterclass series on global investing, is now headed to Mumbai, India’s financial capital. The second edition of this thoughtfully curated event will take place on April 11 at the MCA Bandra Club, BKC, starting at 7 PM. Full details can be found here. The event … Read more
Due to the wave of global inflation, interest rates have remained relatively high, along with a significant increase in living costs over the past few years. This has prompted Indian homeowners to reconsider their long-term financial commitments. One powerful way to take control of your financial health and significantly reduce your overall debt burden is … Read more