QS World University Rankings: 5 IITs feature among top 50 institutes by subject, ISM Dhanbad shines; check details | Mint

Five IITs, including Indian Institute of Technology (IIT) Delhi, Bombay, Madras, Kharagpur, and the Indian School of Mines in Dhanbad, have featured among the top 50 institutions in the QS World University Rankings by Subject 2025. ISM Dhanbad, which has been given the status of an IIT, has been awarded the highest rank for an … Read more

CBSE’s BIG announcement: Class 12 students unable to appear for Hindi exam due to Holi will get another opportunity | Mint

The CBSE Board announced on Thursday, that Class 12 students unable to appear for Hindi board exam on March 15 on account of Holi, will get another opportunity. Although Holi would be celebrated on Friday, March 14, in certain regions, the celebrations might spill over to the next day. As a result, CBSE has decided … Read more

What is tax loss harvesting? How does it work? All your queries answered | Mint

Do you regularly invest in stocks and have booked capital gains by selling some shares recently? In case you are not aware, these gains can be set off against the losses you may have incurred via another stock. This process of adjusting the loss against the gain is known as ‘tax loss harvesting’. Let us … Read more

Stay debt-free: Top 5 ways to control credit card expenses | Mint

Credit card distribution growth and spending in India continues to rise, reaching ₹1.84 lakh crore in January 2025, according to data provided by Asit C. Mehta Investment Intermediates. Hence, in this kind of an environment managing credit card expenses effectively is crucial to avoid financial strain later on. For the same proper education, knowledge sharing … Read more

As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors? | Mint

The secondary market has been undergoing a lot of pressure lately. Benchmark index Nifty50 has already fallen 16 percent off its peak level. On account of volatility, it is recommended to invest in safer assets which include precious metals such as gold, debt funds and fixed deposits, among others. Interestingly, retail investors are gradually reducing their exposure to equity schemes, … Read more

What is a prepayment penalty on a personal loan and how does it affect you? | Mint

Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services. Also Read | 10-minute personal loans: Fast money or a fast track to debt? Due to … Read more

How to withdraw VPF for home purchase, loan repayment

He was told he could withdraw the VPF anytime after a five-year lock-in period. Fast-forward to 2025, and he needed to withdraw funds to purchase a flat. To his surprise, there was no separate VPF accounting in his account. He could only see his EPF balance, and withdrawals, too, had limitations. “It is a misconception … Read more

How this stock replaced Titan as the largest holding in Jhunjhunwala’s portfolio

What makes this change remarkable isn’t just the numbers—it’s the staggering 430x return Jhunjhunwala’s family has made on IKS over 17 years, turning a little-known investment into a multi-thousand-crore behemoth. This is a story of patience, conviction, and the ability to spot transformative businesses long before the market catches on. The new crown jewel IKS … Read more

Can’t pay your utility bill on time? Here’s how it might damage your credit scor | Mint

In India, having a good credit score while borrowing loans and credit cards at reasonable interest rates is essential. That is why it is important to maintain a clean repayment history. That is why many also raise this question: Do credit scores get impacted because of delayed utility payments? This write-up is dedicated to answer … Read more

Will ₹6 crore be enough for retirement? How to plan for a secure future | Mint

I am 38 years old, earning ₹1.80 lakh per month, with monthly expenses of ₹1 lakh. My current investments include ₹8,000 in NPS, ₹6,000 in VPF, ₹18,000 in EPF, and ₹50,000 per month in equity mutual funds. My accumulated savings stand at ₹7 lakh in NPS Tier 1, ₹15 lakh in PPF, ₹14 lakh in … Read more