Guri I’m a first-time borrower planning to apply for a home loan. How do banks and non-banking finance companies (NBFCs) assess creditworthiness in such cases? Do NBFCs offer any advantages over traditional banks for first-time applicants? What key factors should I keep in mind before taking a housing loan?” -Name withheld on request With home loans … Read more
PSEB Class 10, 12 Result 2025: The results for Punjab Board Class 10 and 12 exams 2025 are expected to be released soon on the official website pseb.ac.in. The students can see their results once the results are announced and download their scorecards. Though it is expected that the results for Punjab Board exams 2025 … Read more
This framework introduces a mechanism to verify the past performance claims made by investment advisors (IAs), research analysts (RAs), and algo providers (collectively, Regulated Persons). Under the new framework, a registered credit rating agency will be designated as PaRRVA, an independent body responsible for verifying the risk-return metrics of investment advice, strategies, and model portfolios … Read more
As of late 2024, over 1.33 million students are pursuing higher education abroad according to the recent report published by PTI. This is a considerable increase from past years, this fact was presented before the Indian parliament some time ago. It highlights the growing trend of Indian students pursuing higher educational prospects abroad. This takes … Read more
Credit cards come with a host of benefits including rewards and cashbacks. If used wisely, they help you in managing your expenditure and income efficiently. But what if you find that the credit card that you own is not enough to cover your expenses. You should go for a limit enhancement on your credit card … Read more
Applying for a loan is a significant financial choice, and it is crucial to be aware of how it will impact your credit score. Borrowers are often concerned about whether a loan denial will damage their credit worthiness, and to protect and improve your financial well-being, this article examines the links between applying for a … Read more
Will Gujarat GUJCET Class 12 Results 2025 be declared on April 17? The date started to pick up as the trend around Gujarat GUJCET 2025 Results, indicating that the results will be declared on April 17. Several social media posts also emerged. But the Gujarat Board, Gujarat Secondary and Higher Secondary Education Board (GSEB), has … Read more
In the last few years, the popularity of UPI payments has surged. Due to its ease of use and speed of payment, it has become the go-to payment mode for many people. According to the numbers released by NPCI, in March 2025, the UPI transaction volume for merchant payments reached a humongous 11.46 billion, and … Read more
Within a week of Reserve Bank of India (RBI) cutting its repo rate by 25 basis points, the largest bank in India – State Bank of India (SBI) – has cut its interest rate on fixed deposits (FDs) by 10 basis points. On an FD of one year, SBI has cut fixed deposit (FD) by … Read more
The Centre is planning to make it mandatory for health insurance companies to approve cashless authorization requests within an hour, and final claim settlement requests within three hours, according to two people close to the development. Alongside, a professional agency may be hired to design standardized insurance claim and application forms that are easy to … Read more