As RBI cuts repo rate again, will your home loan EMI go down? | Explainer | Mint

As the Reserve Bank of India (RBI) on Wednesday cut the repo rate again by 25 basis points, home loan EMIs are expected to fall. In the past two months, RBI has cut the repo by a total of 50 basis points.  In February, RBI cut the benchmark rate from 6.5 per cent to 6.25 … Read more

Explainer | With RBI likely to cut repo rate next week, will personal loan interest rates fall too? | Mint

The Reserve Bank of India’s (RBI) monetary policy committee cut the repo rate by 25 basis points in February to 6.25 per cent, its first reduction in nearly five years. RBI appears on track for another round of monetary easing in its next policy meeting, scheduled to take place from April 7-9, and may again … Read more

Positive Pay System: Know how it prevents cheque fraud and secures high-value transactions | Mint

As scams grow more sophisticated, at least you have one less thing to worry about—cheque fraud. The Reserve Bank of India (RBI) implemented the Positive Pay System (PPS) back in 2021, which has emerged as a powerful tool to fight cheque fraud in India, especially for large-value transactions. The PPS adds an extra layer of … Read more

How to maximize returns on your debt mutual fund investments

The 10-year Indian bond yield, once trading at 12-13% in the late 90s, has now dropped from its 5-year high of around 7.5% to 6.7% as of February-end 2025. With the start of the interest rate cut cycle, yields are expected to fall further. And with no indexation benefits in debt mutual funds, this raises … Read more

Investing in China: The how and why of it

Over the past 10 years, the Shanghai SE Composite Index rose just 2.5%. However, the Chinese government’s stimulus measures to boost domestic consumption and DeepSeek’s AI model lifted the sentiment. China’s benchmark index has delivered 12.55% returns over the past one year compared with a 1.8% rise in the Nifty 50 during the period in … Read more

Ultra-long bonds: Centre mulls strategy to deepen insurance market

The move, being mulled by the Union finance ministry with the help of the Reserve Bank of India (RBI), would also help the government nudge the industry towards its target of insurance for all by 2047, these people said on the condition of anonymity. For insurers, investing in these 50-year on-tap bonds would provide them … Read more

These 2 banks cut their FD interest rates in Feb after RBI’s repo rate cut. Check details | Mint

Early this month, Reserve Bank of India (RBI) cut its repo rate to 6.25 percent. Following this, a few banks have followed suit. A couple of banks have cut their interest rates on term deposits, albeit marginally. It is even recommended that the depositors who want to lock their savings in fixed deposits can do … Read more