Aiming for an 800 plus credit score? It may be possible if you take THESE steps | Mint

Aiming for an 800 plus credit score is a good financial goal as it can elevate your profile to the level of ‘extra ordinary’ people.  With this score, you can access best interest rates on loans, premium credit card offers, and very convenient terms on loans.  Here, we give a snapshot of tips that you … Read more

Credit score: How to diversify your credit mix strategically? Find out | Mint

Your credit score needs to be enhanced in order to secure loans and credit cards at fair rates of interest. One of the most effective means of diversifying your credit mix and how exactly it can serve to enhance your creditworthiness will be illustrated below in this write-up. Knowing credit mix Credit mix refers to … Read more

Your Questions Answered: What lenders see when they check my credit report for loan approval? | Mint

Q: What do lenders see when they look at my credit report for sanctioning loans? Lenders check your credit report to assess your creditworthiness. They evaluate the risk associated with lending to you based on the credit score and your borrowing and repayment history. Lenders will look at A) Your credit utilisation, or the amount … Read more