The Karur Vysya Bank (KVB) provides for the platinum credit card, a unique feature rich financial product. This card has been designed for individuals seeking lifestyle perks, rewards, travel rebates with a focus on boosting everyday savings. It comes with benefits such as accelerated reward points, welcome bonuses, fuel surcharge waivers etc., due to these … Read more
In a credit card monthly statement, you will see two amounts due. One is the minimum amount due (MAD), and the second is the total amount due (TAD). While making the monthly bill payment, the bank usually gives you three payment options: MAD, TAD, and any other amount. Which out of these three should you … Read more
If you are a frequent traveller, it is quite usual to reach an airport a few hours early where you have no choice but to wait for long before your flight is scheduled to depart. This makes your access to airport lounges quite significant. Since the lounge’s charges are typically high, most customers prefer to … Read more
If you are looking for a new credit card, it is recommended to secure the one that offers a range of benefits, particularly reward points while you use it. These reward points allow the cardholders to redeem them for buying the merchandise or services. Here we list out 5 popular cards which offer rewards: I. … Read more
If you are planning to raise a loan – secured or personal – one of the first things that you must do is to find your credit score. This is a three-digit number that reflects your creditworthiness i.e., your ability to repay a loan that you took. Higher the credit score, better it is for … Read more
A foreign exchange platform – BookMyForex – has rolled out Global Forex Card which is meant to eliminate the hidden costs of spending abroad. The card is loaded in US dollar and is accepted in over 200 countries worldwide. It offers savings with zero cross-currency fees, no ATM withdrawal or cash disbursement charges, besides cashback … Read more
If you are a regular credit card user and quite accustomed to using UPI (Unified Payments Interface) at the same time – it is recommended to link your credit card to the UPI. To be able to do that, the card should be a RuPay card. Most banks currently offer RuPay cards, which enable you … Read more
The words “credit” or “debt” can feel quite daunting, especially when you’re just starting on your financial journey. For a long time, young individuals were often advised to avoid borrowing or seeking credit in the early stages of building their financial independence. The belief was that credit was risky, something to be avoided unless necessary. … Read more
Credit Cards: If you are planning to apply for a credit card, make sure that you opt for one that closely resembles your spending habits. Before you choose a lifestyle credit card, several criteria should be factored in. These include annual fees, extra perks, welcome bonus, hidden charges and brand collaborations, among others. Here we … Read more
The relevance of timing cannot be underestimated in personal finance, especially when applying for credit cards. Even though there are many shiny new perks or offers that might be motivating you to apply immediately to several credit cards in a row, applying too fast will be harmful to your credit rating and ability to manage … Read more