In personal finance, the terms ‘credit report’ and ‘credit score’ are often used interchangeably, though they represent different concepts. Both serve as tools for assessing the creditworthiness of loan applicants and borrowers, but understanding the difference between them is crucial. 1. Definition, meaning and purpose A credit report is a complete and comprehensive white paper … Read more
ICICI Bank launched the Emeralde Private Metal Credit Card in the second half of 2023. It had good features and benefits. However, with the introduction of the iShop portal in February 2025, the value proposition of the Emeralde Private Metal Credit Card has further improved significantly. On using the card for the iShop portal transactions, … Read more
If you love eating out, and are a credit card user at the same time, it is advisable to use your card or opt for one if you don’t hold the right card which gives offers on dining experiences. To help you make the right decision, we list out five popular credit cards which provide discounts … Read more
In today’s world of digital payments, credit cards are more than just a way to pay—they can help you save big when used smartly. A simple trick called “stacking” lets you combine multiple offers, discounts, and rewards to get the best deal on your purchases. What is stacking? Stacking is all about using multiple savings … Read more