Merchant overcharged you? How to handle credit card disputes in India effectively | Mint

In today’s rapidly evolving digital age credit card transactions have now become commonplace in India. Still, instances of extremely high and incorrect charges or unauthorised transactions are not at all uncommon. That is why, clearly understanding the dispute resolution process is important for credit card users to safeguard and defend their financial interests. This particular … Read more

Why should credit card users avoid paying minimum due instead of entire bill? | Mint

At the end of the credit card billing cycle, the credit card company sends you the bill and gives you two weeks to clear it. You would typically have two options at this stage: pay the credit card bill in full or only pay the minimum due. However tempting it may appear, it is recommended … Read more

Credit cards: When should you pay the minimum due? Key advantages of this | Mint

Credit card users are usually not recommended to keep their card bills outstanding. And when they have a pending bill, they have two options: to pay in full or to only pay the minimum outstanding. When you pay the minimum due, you are meant to pay only 5 percent of the total bill while the remaining … Read more