Are bulls back? As stock market spikes, what should retail investors do now? Experts say THIS | Mint

After being on a downswing for nearly six months, stock markets have started to rise again. The overall benchmark indices, Nifty 50 and Sensex, spiked over the last four trading sessions (up to Thursday), with the former rising 6.5 per cent and the latter 6.4 per cent during this period. Although trade tensions over Trump’s … Read more

Mint Explainer: What are UCITS—and why Indian investors should consider them

UCITS offer a tax-efficient, transparent, and liquid pathway to global markets—without the downsides of directly investing in US securities. Mint breaks down what UCITS are, how they work, and why they matter. “UCITS are essentially pooled investment vehicles,” explains Lovaii Navlakhi, managing director & CEO of International Money Matters, a firm offering financial consulatncy. “They … Read more

JEE Mains Result 2025 Live: NTA announces result date, final answer key to be released by 2 pm today | Mint

The National Testing Agency (NTA) confirmed that the Joint Entrance Examination (JEE) Main session 2 result 2025 will be declared by tomorrow, April 19. The agency said the final answer key will be released by 2 pm today, April 18. Where to check answer key? One can check JEE Main final answer key link at … Read more

DOGE deactivates 470K credit cards used by federal employees in 7 weeks after audit; Elon Musk calls 4.6M total ‘crazy’ | Mint

The problem of growing credit card debt is not limited to the general public. Even employees of the US federal government face the same issue – at least, that’s what DOGE, a government audit body reportedly conceived by Tesla and SpaceX CEO Elon Musk, has confirmed. Recently, the official social media handle of the Department … Read more

How many mutual funds are needed for goal-based investing?

Depending on whether the goals are short, medium or long term, investments can be made in equity, debt or hybrid – a combination of equity and debt – funds. Risk of over-diversification Diversification is important, but doing so just for the sake of diversifying doesn’t work and can backfire. That’s because after a point, the … Read more

In charts | The health insurance puzzle: 83% Indians aware but only 19% covered

A latest survey by fintech firm PolicyBazaar highlights a significant disconnect between consumers’ intentions, awareness, and actual ownership of health insurance in India. While 28.3% of the 3,955 respondents identified health insurance as a “must-have” product for their financial planning, only 18.7% owned health insurance policies. This ownership gap exists despite high awareness levels; nearly … Read more

75% of health insurance buyers in India have less than ₹10 lakh coverage; awareness gap a worry, report finds | Mint

Lack of awareness is still the biggest stumbling block in insurance adoption in India, and around 47.6 per cent of Indians remain unaware of term insurance and its benefits, a new report has shown. Term insurance has grown by 18 per cent in FY24 across the industry as compared to a CAGR of just 2 … Read more

Investment word of the day: Capital gains—how they are classified, tax exemptions and more | Mint

Capital gains are the profits generated by an investor after selling a capital asset. These profits are the difference between the selling price and the original purchase price of a capital asset. Capital gains play a key role in determining how an investment has performed over a period of time. Types of capital gains Short-term … Read more

Income Tax | Filing ITR online: You can e-pay your dues with ease —a step-by-step guide | Mint

Income Tax: As a taxpayer, you can use the e-pay functionality on the e-filing portal to make a payment to the income tax department. This is a user-friendly feature to clear your dues via any of these routes: net banking, debit card, over the counter, NEFT/RTGS or payment gateway. Here, we describe the step-by-step process … Read more

No Tall Claims: CCPA warns JEE, NEET coaching centres over misleading ads, issues notices | Mint

New Delhi: The Central Consumer Protection Authority (CCPA) has pulled up several coaching centres for flouting advertising norms and engaging in unfair trade practices, particularly those institutes that help students prepare for joint entrance examination (JEE) for undergraduate engineering programs and national eligibility cum entrance test (NEET) for undergraduate medical courses. Several prominent institutes have … Read more