The home loan playbook: Expert tips to save time, stress, and big money

In recent years, applying for a home loan has become much smoother, especially with private banks going digital. Most now offer online portals and standard document checklists, making the process faster—often completing disbursals within 15 days. In contrast, public sector banks like SBI and Bank of Baroda still rely on physical paperwork and can take … Read more

Personal loan vs. overdraft loan: Pros, cons, and which one saves you more | Mint

The choice between appropriate loan options becomes vital for urgent financial situations. The freedom they both grant comes from different loan functionalities of overdrafts and personal loans. Knowledge about their fundamental variations helps you decide better and achieve ultimate savings. What is a personal loan? Personal loans function as unsecured financing which allows you to … Read more