The home loan playbook: Expert tips to save time, stress, and big money

In recent years, applying for a home loan has become much smoother, especially with private banks going digital. Most now offer online portals and standard document checklists, making the process faster—often completing disbursals within 15 days. In contrast, public sector banks like SBI and Bank of Baroda still rely on physical paperwork and can take … Read more

Is it worth prepaying your ICICI personal loan? Key factors to consider | Mint

If you have an ICICI Bank personal loan and are considering repaying the loan before its due date, the bank allows you to repay the personal loans before the completion of the loan tenure through prepayment/ foreclosure. Early repayment can help in cutting down on the total interest burden, however before doing so, you must … Read more