When an individual who has a loan on him passes away with an outstanding amount, it raises several critical questions about the repayment of such debt along with the future course of responsibility for clearing the pending amount. That is why understanding the financial and legal consequences about debt repayment post the demise of an … Read more
Personal loans are easy solutions for immediate financial needs, such as paying hospital bills, funding higher education, or renovating your home. However, high interest rates can make repayment a burden. Leading banks in India, including HDFC Bank, SBI, ICICI Bank, Aditya Birla Capital, among others, charge interest rates starting from 10.15% up to 30%. That’s … Read more
A credit score is nothing but a credit profile of an individual. It is a score card that helps in telling the lender as to how creditworthy, honest and sincere the loan applicant is with regards to repayment of their loans. Not only this, an individual’s clean credit profile, a high credit score also signifies … Read more