As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors? | Mint

The secondary market has been undergoing a lot of pressure lately. Benchmark index Nifty50 has already fallen 16 percent off its peak level. On account of volatility, it is recommended to invest in safer assets which include precious metals such as gold, debt funds and fixed deposits, among others. Interestingly, retail investors are gradually reducing their exposure to equity schemes, … Read more

Your Questions Answered: What is the difference between Nifty 100 index and Nifty 100 quality 30 index? | Mint

Q. Me and my wife have been investing in Nifty 50 tracking mutual funds for the past 8 years. We now intend to diversify by investing in Nifty100 Quality 30 index-tracking mutual funds. Can you tell us the pros and cons of investing in index mutual funds tracking the Nifty100 Quality 30 index? Additionally, please … Read more

Social media isn’t your financial advisor: 5 reasons to be cautious | Mint

The Indian stock market has been on a roll over the past few years. This has given rise to several social media platforms sharing stock tips and market insights. A famous class of ‘Finfluencers’ have emerged out of the fame the stock market has earned over the past few years. These financial influencers offer tips, … Read more

Should you borrow to invest? The truth about taking a personal loan for stocks | Mint

The Indian stock market continues to remain volatile due to the ongoing geo-political issues such as: Trump’s tariff threat, Russia-Ukraine war, global inflation, high interest rates etc. All these issues have cumulatively resulted in India’s benchmark Nifty 50 index suffering a swift correction of more than 10% over the last six months. Nifty 50 has … Read more

Pay off debt or invest? Here’s how to decide what’s best for your money | Mint

As India’s household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash? This dilemma is particularly pertinent in today’s economic backdrop, where issues such as: interest rates, repayment terms and potential investment returns play extremely important roles. That is why it … Read more

International women’s day: 4 financial tips every woman should know for smart fund allocation | Mint

International Women’s Day is just as good a day as any to provide strength to women and enable them to be the torchbearers of their own financial destiny. This can be done through proper planning, effective money management and thoughtful fund allocation. Now, it is a given that investing appears to be a difficult task … Read more

‘The Leopard’ on Netflix: How a prince’s struggle teaches valuable money lessons | Mint

Netflix released this beautiful period drama about a revolution most of us did not learn in high school: the great unification which is said to have started in Turin (called ‘The Cradle of Italian liberty’ for having been the political and intellectual centre of the Risorgimento that led to that unification of Italy). Even if … Read more

Dividend yield funds: Why should you invest in them? Key advantages explained | Mint

If you are a new investor and exploring new schemes to invest, there are multiple options to choose from. From large cap funds to value funds and ELSS to thematic funds – there are options galore. There is no denying the fact that each category has its own set of advantages and characteristics. Here, we … Read more

Mutual Funds: Global demographics are undergoing a sea change—Are you keeping pace? | Mint

Mutual fund operators transform their investment operations to exploit emerging market opportunities because the global population continues to shift unpredictably. The global economy transformation gives an array of investment options to investors. The changing demographics affect the commercial sectors in which mutual funds tend to invest between mature populations in developed countries and the developing … Read more

5 costly mutual fund mistakes to avoid during market corrections | Mint

The mutual fund industry is rapidly growing due to digital inclusion. On the other hand, equity markets are continuously correcting over the last few months due to intense FII selling, fear of Trump tariffs, weak market earnings etc. Due to these developments, retail investors are increasingly getting confused on how to steer clear of mistakes … Read more