Looking to buy health insurance? 5 riders that you must know about | Mint

When buying health insurance in India, it is good to know what the riders are so that your policy becomes more efficient and personalised as per your needs, aspirations and expectations. Also Read | Health insurance EMI: Key risks and considerations you should be aware of There are extra benefits tagged on to your basic … Read more

EMIs in health insurance: What you need to know before opting for installment plans | Mint

Equated monthly instalments (EMIs) have expanded in scope and size turning into a handy tool for those who want to buy a whole range of things—from homes and cars to refrigerators and mobile phones. You can start enjoying the product even without fully owning it by making small payments every month, quarterly or half-yearly. With … Read more

How much home insurance do I need for my home loan? | Mint

I recently applied for a home loan, and the bank is urging me to buy home insurance. My property in Gurgaon, measuring about 1,500 sq ft, is valued at ₹3 crore, and my loan amount is ₹2 crore. However, the bank has sent me a quote with a sum assured of only ₹2 crore. Should … Read more

Health insurance room rent limits: What they mean for your coverage | Mint

The limit on room rent is a significant factor in a health insurance policy as exceeding it will increase your out-of-pocket expenses significantly. If a policyholder opts for a room that is above the limit set in the policy, the insurer will apply a proportional deduction, affecting not only the room rent payout but also … Read more

Economy Survey 2025: Global average, lower insurance coverage than notable interval

This interval in insurance coverage presents an opportunity for the insurers. They can expand their access to Tier-II and Tier-III cities and rural areas with low awareness and access. “Insurance density in India is relatively lower than global standards. New distribution models can provide facility to include at least customers, which have already been covered … Read more