EMIs in health insurance: What you need to know before opting for installment plans | Mint

Equated monthly instalments (EMIs) have expanded in scope and size turning into a handy tool for those who want to buy a whole range of things—from homes and cars to refrigerators and mobile phones. You can start enjoying the product even without fully owning it by making small payments every month, quarterly or half-yearly. With … Read more

Advance tax: Here’s how to calculate and pay your final instalment for the year

If your total tax liability from income streams like interest, rent, capital gains and so on is more than ₹10,000 (after adjusting for tax deducted and credited at source – TDS and TCS) instead of paying the total tax due when filing your income tax return (ITR), you have to pay it in four instalments … Read more

How does a credit score work in case of joint loan applications? Find out | Mint

In this article, we will understand how a joint loan application helps, and its impact on the credit score and report of both borrower and co-borrower. Also, how two individuals can apply for a loan as a co-applicants. Usually for higher amount loans like a home loan or a Loan Against Property (LAP), it is … Read more

Should you borrow to invest? The truth about taking a personal loan for stocks | Mint

The Indian stock market continues to remain volatile due to the ongoing geo-political issues such as: Trump’s tariff threat, Russia-Ukraine war, global inflation, high interest rates etc. All these issues have cumulatively resulted in India’s benchmark Nifty 50 index suffering a swift correction of more than 10% over the last six months. Nifty 50 has … Read more

First credit card? Here’s your ultimate step-by-step guide to getting started | Mint

Credit cards are crucial for Indians, offering easy access to credit and helping build a strong credit history. The total number of credit cards in India is projected to grow and reach 200 million by FY28-29, growing at a CAGR of 15% according to a report by PwC. Over the last five to six years … Read more

Surge in Indian students shifting to Russia; numbers fall in US, Canada, and UK, Modi govt tells Parliament | Mint

The number of Indian students studying abroad has fallen by 15 percent in 2024 compared to 2023, according to the numbers shared by education ministry. Canada, once a favourite destination for higher education, registered a significant 41 per cent decline in the number of students from India in 2024, according to the reply in the … Read more

Pay off debt or invest? Here’s how to decide what’s best for your money | Mint

As India’s household debt continues to grow, many consumers are faced with a pressing financial question: whether to pay off debt or invest their extra cash? This dilemma is particularly pertinent in today’s economic backdrop, where issues such as: interest rates, repayment terms and potential investment returns play extremely important roles. That is why it … Read more

Air India Maharaja Club Bonus: Earn 50% bonus points for transferring credit card rewards—Here’s how | Mint

Various loyalty programs, such as frequent flyer programs (FFPs) of airlines and hotel loyalty programs, offer points transfer bonuses from time to time. These offers are in partnership with banks, wherein credit cardholders can transfer their reward points to the loyalty program and get additional bonus points. Maharaja Club, the frequent flyer program of Air … Read more

Can your power of attorney sell your land? Know the legal boundaries | Mint

I have a small patch of land in a village. I’ve given power of attorney of the land to a childhood friend residing in that village as I’m rarely there. I wanted to know if he can sell off the land in my absence. What are some measures that can be implemented or legal aspects that … Read more

Want to save big? Discover how to layer credit card offers, coupons, and rewards for maximum benefits | Mint

In today’s world of digital payments, credit cards are more than just a way to pay—they can help you save big when used smartly. A simple trick called “stacking” lets you combine multiple offers, discounts, and rewards to get the best deal on your purchases. What is stacking? Stacking is all about using multiple savings … Read more