debt to income ratio

Bike loan rejected despite 800 credit score? Here’s why and how to improve your eligibility | Mint

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A credit score of 800 or above is generally considered excellent. However, many individuals with such high credit scores still face rejections, delays, and disappointment when applying for two-wheeler loans in India. According to Partha Sengupta, Chief Operating Officer at Radian Finserv, “Even with a credit score of 800, a loan application—such as for a … Read more

Does a loan rejection hurt your credit score? Here’s what you should know | Mint

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Applying for a loan is a significant financial choice, and it is crucial to be aware of how it will impact your credit score. Borrowers are often concerned about whether a loan denial will damage their credit worthiness, and to protect and improve your financial well-being, this article examines the links between applying for a … Read more