Credit score and home loan rates: How maintaining a high credit score helps save lakhs on mortgage in India | Mint

A credit score is an important indicator of your creditworthiness and loan repayment capacity. It also plays a crucial role in determining your home loan eligibility and the interest rates applicable to it Banks and financial institutions increasingly rely on an individual’s creditworthiness, repayment capacity, and financial integrity to mitigate the risks of defaults or … Read more

How to get a personal loan at low interest in 2025: 6 key tips | Mint

Personal loans are easy solutions for immediate financial needs, such as paying hospital bills, funding higher education, or renovating your home. However, high interest rates can make repayment a burden. Leading banks in India, including HDFC Bank, SBI, ICICI Bank, Aditya Birla Capital, among others, charge interest rates starting from 10.15% up to 30%. That’s … Read more