credit utilisation

High credit utilisation: Does it impact your credit score? We explain it here | Mint

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If you have recently started using a credit card, you must be aware that it has a fixed credit limit and you are not supposed to spend beyond this. Although the limit is typically generous, it is recommended not to exhaust all of it for the sake of a healthy credit score. Those users who … Read more

7 secret factors that affect your credit score in India – What lenders don’t tell you | Mint

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Knowing the factors influencing credit score while availing of loans and credit cards in India is vital. Though everyone is aware of most of the key drivers, there are some hidden factors that influence credit scores that the borrowers themselves are not aware of. These important factors impact credit scores and are rarely highlighted by … Read more