BankBazaar to start giving gold loans, sells 1% stake to Muthoot FinCorp | Mint

Fintech firm BankBazaar has joined hands with Muthoot FinCorp to start offering gold loans. As part of the collaboration, Muthoot FinCorp has invested ₹15 crore in BankBazaar’s ongoing Series D2 round as equity investor. As part of D2 round of the fundraise, BankBazaar – which is specialised in co-branded credit cards and credit score services … Read more

The home loan playbook: Expert tips to save time, stress, and big money

In recent years, applying for a home loan has become much smoother, especially with private banks going digital. Most now offer online portals and standard document checklists, making the process faster—often completing disbursals within 15 days. In contrast, public sector banks like SBI and Bank of Baroda still rely on physical paperwork and can take … Read more

Why you should save tax on education loans | Mint

As the academic year comes to a close, senior graders across the nation are finalising their higher education plans, whether they are looking at options to study further within the country or overseas. An important consideration here is the cost of education. For many families, education loans become a crucial tool in bridging the financial … Read more

5 key income tax provisions every Indian taxpayer should know | Mint

The new financial year 2025-26 has already started. That is why in the given circumstances it is vital for taxpayers to clearly understand several key sections of the Income Tax Act 1961. The understanding of these sections can be immensely helpful and can significantly influence the tax planning and compliance of taxpayers. Here are five … Read more

Credit Score: Why should you check it at least once a year? Here are 7 key reasons | Mint

If you hold a credit card or have a running personal loan, it is recommended that you check your credit score from time to time. Typically, one should check the credit report at least once a year to stay abreast of one’s creditworthiness. The following are the key reasons why one must check their credit … Read more

A loan insurance safeguards the family. But is it worth it?

Here’s how the bank manager put it: Pay a one-time upfront premium that will insure the loan for the entire tenure. If you feel the amount is large, don’t worry. We will pay the insurance premium, and the balance will be added as an additional loan. Borrowers are also given the option of a periodic … Read more

I-T notice for paying rent to relative? You can take these 3 steps to protect yourself – An explainer | Mint

Lately, a number of tax payers have received tax notices from the income tax department for their HRA (house rent allowance) claim. Primarily, these tax notices were sent for not deducting 3 percent TDS (tax deducted at source) while transferring rent to the property owner. It is recommended to follow a three-step checklist to ensure … Read more

Planning to apply for a credit card? Here’s the credit score you really need | Mint

A good credit score goes a long way in deciding how easily a personal loan applicant or a credit card applicant will be able to secure their set out objectives. The idea behind a high credit score is to showcase that the borrower has a fairly reasonable credit history and he is always prompt in … Read more

Want ₹1 lakh iPhone? Here’s the best way to pay—Credit card or personal loan? | Mint

People have various credit options in the current financial world to manage expenses and achieve financial goals. Two of the most common forms of credit are personal loans and credit cards. This article discusses the suitable occasions for the use of credit cards and personal loans while providing information to empower you to make informed … Read more

MobiKwik and Poonawalla Fincorp join hands to offer instant personal loans | Mint

MobiKwik, which offers a wide range of payments and financial products, has announced a strategic partnership with Poonawalla Fincorp to offer instant personal loans. This collaboration aims to promote quick access to credit for millions of Indians through MobiKwik’s ZIP EMI product. The partnership enables MobiKwik app users across India to access instant personal loans … Read more